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ScoreWatch?

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Tink1o5
Valued Member

ScoreWatch?

Is it a good Idea to pay every month for myFICO scorewatch?? Im debating on doing it or not. Just this past week i got my FICO score for the trail deal they had then cancled it.... I got applied for my first Secured credit card today. Not sure if im approved yet. Opinions? My FICO was 559.. I have a lot of bad debt from be young and dumb... but am on a better path now an starting over. Smiley Happy

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750


Take the myFICO Fitness Challenge


Message 1 of 4
3 REPLIES 3
jeremyd82
Contributor

Re: ScoreWatch?

I have used SW since August and I am very happy with what I have seen while using it. I also had a EQuifax paid service the only good thing was you could update your report for free but I decided to cancel it because it would never have a alery come through on a change to score or a inquiry.

8/2012 485 FICO
2/2013 611 FICO
6/2013 602 FICO

Message 2 of 4
Tink1o5
Valued Member

Re: ScoreWatch?

How often was your Score changing, that you saw while using scorewatch

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750


Take the myFICO Fitness Challenge


Message 3 of 4
jeremyd82
Contributor

Re: ScoreWatch?

It seemed frequently as I was paying on time and my CC balances went down it showed 6 alerts over the 7 month period I was busy i guess. It reacted quick from my short experience.

8/2012 485 FICO
2/2013 611 FICO
6/2013 602 FICO

Message 4 of 4
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