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Frequent Contributor
Posts: 292
Registered: ‎10-05-2010
0

Scores are up

So after a long year and mayb 9 months, I am up from about 590 and 600 to 670 for tu and eq!! AND, most of my baddies are falling off in 8 months, so then I will be over 700! It took a little longer than other people, but I hve a BK, a collection and a tax lien.

Regular Contributor
Posts: 157
Registered: ‎05-01-2008
0

Re: Scores are up

Great job!! Have you done anything else to help improve your score? For example, pay down debts or GW?

Frequent Contributor
Posts: 292
Registered: ‎10-05-2010
0

Re: Scores are up

Yeah, I got a lien removed,, got a scecured card then another then regular cards then an installment loan. And I kept util at 7%.

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Scores are up

[ Edited ]

Nice job, Congrats! Keep it up. :smileyhappy:


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Frequent Contributor
Posts: 361
Registered: ‎10-25-2012
0

Re: Scores are up

Way to go I hope i can report the same in a year.

Frequent Contributor
Posts: 292
Registered: ‎10-05-2010
0

Re: Scores are up

Yeah, after BK, it is NOT just time. I wasted three years thinking time would heal it. You have to get new credit and keet it at 10%. Not bad though, 670 after a year and a half. I see people do that in a month, but I don;t think they had a bk and tax lien and 8 baddies.

Frequent Contributor
Posts: 361
Registered: ‎10-25-2012
0

Re: Scores are up

Yeah I do not have a bk just had a few charges offs and got way behind on student loans. But I have been rehabing them so in a few months they will no longer be in default.

Moderator
Posts: 13,869
Registered: ‎04-15-2011
0

Re: Scores are up

Congrats!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Scores are up

Congrats

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