Scores are up

[ando35]

So after a long year and mayb 9 months, I am up from about 590 and 600 to 670 for tu and eq!! AND, most of my baddies are falling off in 8 months, so then I will be over 700! It took a little longer than other people, but I hve a BK, a collection and a tax lien.

[Kartel34]

Great job!! Have you done anything else to help improve your score? For example, pay down debts or GW?

[ando35]

Yeah, I got a lien removed,, got a scecured card then another then regular cards then an installment loan. And I kept util at 7%.

[Epcot]

Nice job, Congrats! Keep it up.

[twall06]

Way to go I hope i can report the same in a year.

[ando35]

Yeah, after BK, it is NOT just time. I wasted three years thinking time would heal it. You have to get new credit and keet it at 10%. Not bad though, 670 after a year and a half. I see people do that in a month, but I don;t think they had a bk and tax lien and 8 baddies.

[twall06]

Yeah I do not have a bk just had a few charges offs and got way behind on student loans. But I have been rehabing them so in a few months they will no longer be in default.

[Shogun]

Congrats!

[Cadillac-XTS]

Congrats