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Sbrooks1 wrote:
I just feel so defeated, I don't think my income is good enough to ever repair this mess. All negs will fall off this yr, have 5 CC that a yr ago seemed impossible. My dog had emergent surgery and I maxed out. How should I pay this off and buy a home!! So depressed
Thats EXACTLY what credit cards are for - Emergencies. Just keep paying and working down the balance. You'll get there. You might also look at my "repayment strategy'