Got 2 alerts recently....On 6/1/2013 I got a scorewatch alert that my EQ score increased 31 points...woo hoo! and on 6/3/2013 got an alert from Transunion Quarterly Monitoring that my TU score increased 46 points...woo hoo again!! but I have no idea why. I can't see where anything was deleted or anything derogatory or positive added. Transunion Quarterly Monitoring gives this explanation:
You have a new positive factor helping your score: "You've limited the use of your available credit."
- You no longer have a negative factor hurting your score: "You've made heavy use of your available revolving credit."
- You no longer have a negative factor hurting your score: "You have multiple accounts showing missed payments or derogatory descriptions.
Scorewatch gives this reason:
You've made heavy use of your available revolving credit.
The only thing that has been added recently is a personal loan that I got from NFCU for $14,000 but that wouldn't trigger those reasons I don't think. I'm puzzled, but I'll take it 