Hi guys!! So initially I was feeling a little down that the credit union that services my car loan deleted my late payments and then readded them. I'm still getting over that BUT I am happy that my scores are still going up while my utilization is going down. I paid down my CC debt from $14,000 down to $300 last month; So from 83% to 1%. But it of course is taking forever for the bureaus to update because my statements cut mostly at the end of the month. Any who, I'm down to 49% now (on my report) and my EQ score has increased from 619 in January to 646 (today). I can't wait to see what the final number will be once my utilization hits 1%! I wish the other older model scores would update like that so Navy would finally increase my CL. But oh well, it will happen sometime in the future. Just have to be patient!
Bankruptcy discharged: May 2014 Starting Score: 571 Goal Score: 700
Current Score: 676 (EQ FICO) 674 (EX FICO) 662 (TU FICO)
Mortgage Loan Originator in Kentucky
