Scoring explanation wanted

[Anonymous]

Can someone explain this part of the FICO scoring model to me? This collection was actually paid with the OC but not apparently before they had assigned it to a new CO.  If I can get +12 change for every new collection added I think I can hit 720 before the end of the day 

[ezdriver]

Let me get this straight....you are counting on ADDING COLLECTIONS to increase your scores? You can't be serious.

[Anonymous]

Sorry that was an attempt at scarcasm based on the fact that my score increased when this new collection was added.  I get collections removed and my score stays the same.  I just dont get the FICO scoring model sometimes.

[NCRunner]

Haha. Let me check my scores, if that's how it goes- I should have an 800 

[Whitneyy]

ERC will fold with a DV, I would DV them, and pay the OC. 

Good luck!

[Misstasha]

 LOL I woke up to a new ERC collection too and it made my score jump up four points.....Wish I would have gotten 12