@Sirair wrote:
Thanks for the info, starting a very similiar journey and I use the success stories for motivation. Once again congrats on the success.
Thats great news, I used this forum for the same purpose. I remember working with a mortgage company group that was going to help me raise my credit score. They said that it would take me 5 years to do so. That to get past 100 points I would need that long, I decided I wanted to prove them wrong. I managed to accomplish 80 points by december. Now that number may seem like alot, but my score at the time was at about 450. So by the next December I was at another 100 points and I recently purchased my home laast month. Refinanced some car loans that I had with 17-19 APR. I refianced them to a 7.19 APR. That may not be alo for some ,but for me that is a ton, I was paying so much in APR. Now I have a more manageble APR for my car loans and home I got a 3.75 APR. I feel good, I never thought I would get to this, its been hard. Heart break and patience. Keep fighting the good fight, it will pay off big.
