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Secured CC Help

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koky
Frequent Contributor

Secured CC Help

Hey Guys, Does the positive payment on Secured CC get reported on the CR??? And does the Utilization have to be below 5%??? Any Help Guys???
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icloud2525
Frequent Contributor

Re: Secured CC Help

Most all secured cards report to all 3 cra's. So postive payment history will help.  And while you don't HAVE to keep util under 5%, keeping it low, under 9% will help raise score.

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
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