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i got myself 3 secured cards, cap1, first progress, and US bank. Im begining to see these report and looks like US bank repotrs as secured. Is that ok? The other show up as cc. Wondering ifnthat has less a positive effect if shows secured vs cc. Thank you.
Credit wise don't matter as long as you paid on time and keep your balance less then 9%...However it would look better if it report as CC when lender manual view your report.
fyi: my boa reports secured as well, if yours doesnt thats great!!
Doesn't matter how it reports as secured or non-secured.. As long as it reports.
Keeping your balances low is good but, occasionally we get our balances high and then have to pay them off.