Secured Card Question

[awash242]

I am looking into secured cards as I rebuild my credit, and I am wondering whether to get one card with a larger deposit, or should I open 2 cards, each with a lower deposit amount? Will having two different credit lines and using them responsibly be more beneficial for score improvement?

Thanks for your help.

[Datx]

This question has came up before in the past in other threads or topics, and the majority of the votes was for one secured card with a large limit instead of two secured cards with lower limits.

[courtney091082]

I would assume you would have good luck either way. A few years ago I took out two, one with a local credit union and one with B of A. Good experience with both.

[awash242]

Thanks for the advice!

[Booner72]

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@MyCreditStinks wrote:

This question has came up before in the past in other threads or topics, and the majority of the votes was for one secured card with a large limit instead of two secured cards with lower limits.

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What was the reasoning behind this?  Thanks