Secured Cards Helped Me

[MissExcellentCredit]

LS2,

Thanks for the reply. OK  - so this is news to me. Even if I close the card, it still reports for 10 years? Did I hear that right?

My secured cards are with: Public Savings Bank and Applied Bank, and the fees are CRAZY BANANAS! Yeah, I'll let my accounts age, but I refuse to get nickled and dimed. I have unsecured cards that treat me very well.

[MarineVietVet]

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@MissExcellentCredit wrote:

LS2,

Thanks for the reply. OK  - so this is news to me. Even if I close the card, it still reports for 10 years? Did I hear that right?

My secured cards are with: Public Savings Bank and Applied Bank, and the fees are CRAZY BANANAS! Yeah, I'll let my accounts age, but I refuse to get nickled and dimed. I have unsecured cards that treat me very well.

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That's correct. Closing any card won't affect your AAoA or credit length history. Here is a great thread talking about Closing Credit Cards

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[MissExcellentCredit]

Thanks a bunch.