Secured Credit Card advice

[Anonymous]

Ive read so many suggestions and really use some help here.

Im starting to get some secured CC's to help rebuild.

I just recently got a wells fargo but the limit is only 300 and they only seem to report to experian.

Can anyone recomend a good secured card that reports to all 3 with atleast the ability to have a 1000 limit, I understand its better to get a card with atleast that amount?

Thank you. 

[Anonymous]

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@Anonymous wrote:

Ive read so many suggestions and really use some help here.

Im starting to get some secured CC's to help rebuild.

I just recently got a wells fargo but the limit is only 300 and they only seem to report to experian.

Can anyone recomend a good secured card that reports to all 3 with atleast the ability to have a 1000 limit, I understand its better to get a card with atleast that amount?

Thank you. 

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Your understanding is incorrect. The limit makes no difference score-wise. We always recommend depositing the least amount possible. Better to split that $1000 into several cards if necessary.

Often getting the first secured card will boost scores enough to qualify for unsecured withing a few months.

WF does report to all three agencies. How long has it been since the new account showed up on Experian?

[Anonymous]

Capital one is a great secure card, but as said before if you let report for a few months you have good shot and cap1 unsecure cards

[Jaydawg220]

Wells fargo absolutly does to all 3 CBs. It took 1-10290cctx months before they started reporting on all 3 for my WF secured cc.

Good luck on your credit score!

[Jaydawg220]

*1-2months