Secured card reporting?

Tay09 · ‎10-16-2012

I activated my Cap One Secured card on Oct 2, it still isn't reporting on any of my reports. How long does it usually take for a new card to start reporting?

Anonymous · ‎10-16-2012

It usually takes at least 4 weeks from your statement date.

hoping2rebuild · ‎10-17-2012

I got mine in Jan and they were on there in Feb, they also report mine on the 14th of the month

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards

Duncanrr · ‎10-17-2012

From the time I applied for the card and got the card to report on all 3 CRA's it took a couple months. Very slow with CAP1 on this.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

Shogun · ‎10-17-2012

Mine reported before I even got the card. So as always, YMMV.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

injustifiiable · ‎10-19-2012

Mine reported within a week after the first statement hit, which was about three weeks after I activated the card.

rckstrscott · ‎10-19-2012

@injustifiiable wrote:
Mine reported within a week after the first statement hit, which was about three weeks after I activated the card.

Yeah its YMMV with Cap1, mine took just about 3 months..

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790