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I can get both - What would you guys recommend?
I am going to get a joint account with my fiance so that we may help build my credit - But then i am also going to try and get one on my own.
What do you guys think? Should i even worry about a secured card .... how would it affect my credit compared to an unsecured card?
Sorry i am just not that sure of how CA's rank this stuff x.x
I have a secured that reports as a secured card. Helped my score tremendously by just reporting as a any type of card and when I applied for a mortgage the lender never asked about it. Check into secured products at well established banks before you settle for a high APR card.