Ok here it is, Taylor, Bean & Whitaker was my former mortgage company and my loan has since been sold to BOA. I have 2 30 day lates from them on my CR. I don't if they are still in business or what, but I know these 30 day lates are affecting my score. I was going to dispute both of the 30 lates based on the fact that my mortgage was setup on military allotment, which meant it couldn't possibly be late because it's paid out on the same day every month like clockwork, but by the time I discovered them on my CR my loan had been sold to BOA. They even had the audacity to report it late on AUG, which was the 2nd 30 day late, and that was when they sold my loan to BOA and the only way I had found that out was because BOA had sent me a letter saying I was about 2 default on my loan. What would be an ideal course of action to pursue in order to get these removed? I'm considering a GW letter but I don't even know if they are still in business. If they are not, then what should I do? I'm still fighting along with BOA to get 2 payments that were paid to TB&W after they sold my loan to BOA. smh Here's a copy of the TL on my CR:
TAYLOR, BEAN & WHITAKER MORTGAGE
Address:
315 NE 14TH ST
OCALA, FL 34470
(352) 351-1109
Address Identification Number:
0067890907
Status: Transferred,closed.
Date Opened:
07/2008
Reported Since:
12/2008
Date of Status:
08/2009
Last Reported:
08/2009
Type:
Mortgage
Terms:
30 Years
Monthly Payment:
$0
Responsibility:
Individual
Credit Limit/Original Amount:
$114,991
High Balance:
NA
Recent Balance:
NA
Recent Payment:
NA
Creditor's Statement: Account transferred to another lender.
Account History:
30 days past due as of Aug 2009, Dec 2008
