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I created my Self Lender account on Jan 1. Made payments on Feb 1 and Mar 1. Checked today and all three bureaus have not yet reported. Over the 60-80 days that the CEO stated. I will wait until April 1 and if it is still not reporting I will ask the bureaus to do a soft pull. I don't understand why it takes so long. I opened a credit card in mid December and it has reported 2 payments already.