Amazon, I understand your desire to get the baddie removed.
But the credit reporting guidelines issued by the CRAs, and acceptted by anyone reporting to them, has one very clear provision.
Prior credit reporting, if correct, should not be deleted based on later payment of the debt.
Some creditors will choose to ignore those guidelines, if you show compelling reasons, but they are well within their right to just summarily dismiss any GW deletion.
Yeah, it sounds like a rejection of your prior GW request..
It is fair to their reporting requirements.
if you choose to pursue this, you need to offer a compelling reason why it is in their corporate interest to grant this deletion in exchange for their desire to keep you as a customer.
Pleading of prior credit woes is, in my opinion, not a compelling reason for asking for GW deletion. It only paints you into the corner of admitting to being a future payment risk. Emphasize how your current financial status is different from when the derogs occured, and your sincere desire to do business with them as your primary future creditor.
In short, dont emphasize your woes, emphasize your strength.
