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Valued Contributor
injustifiiable
Posts: 1,849
Registered: ‎03-30-2012

Sent NCO Financial a DV...

[ Edited ]

They received it on 4/6 and it looks like, as of today, they deleted the TL from my Experian report!

 

What should I expect next????

 

EDITED TO ADD: Experian was the only CRA they were reporting on...fyi.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Sent NCO Financial a DV...

I'd expect a deletion off EQ and TU soon too (assuming it reported and not off yet).

 

They probably sold the debt or passed it back to the OC. I'd either wait it out or pay off the OC if they get the debt back.

Regular Contributor
proudnavymom
Posts: 240
Registered: ‎11-29-2008

Re: Sent NCO Financial a DV...


injustifiiable wrote:

They received it on 4/6 and it looks like, as of today, they deleted the TL from my Experian report!

 

What should I expect next????

 

EDITED TO ADD: Experian was the only CRA they were reporting on...fyi.


Congratulations!!  I sent them one on 4/9 but haven't heard from them yet.  I hope I am as successful as you.  

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 5/31/2014 FICO 671 EQ 7/5/14 FICO 667 EX 5/31/2014 658 FICO
Goal Scores 700 across the board
Frequent Contributor
Familywantsahouse
Posts: 291
Registered: ‎02-25-2012

Re: Sent NCO Financial a DV...

I sent them one a few weeks ago and nada. They are not reporting though and the OC still holds the debt. I contacted the OC who verified they are servicing the debt. It's supposed to age off in 7 months anyways...but obviously the recent activity to improve our credit has caused people to come out of the woodwork.

2/24 (Lender Pull) EQ 613, TU 553, EX 589
April EQ 633, My Fico TU 638, EX ??
Current EQ 643, TU 652, EX 633 (lender pull 5/11)
Goal (we made it!!)- Over 640 middle by 5/15
Mega Contributor
RobertEG
Posts: 17,456
Registered: ‎03-19-2007

Re: Sent NCO Financial a DV...

The debt is not dead, so a new debt collector could become involved and report, starting the process anew.


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