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Sent NCO Financial a DV...

Valued Contributor

Sent NCO Financial a DV...

They received it on 4/6 and it looks like, as of today, they deleted the TL from my Experian report!

 

What should I expect next????

 

EDITED TO ADD: Experian was the only CRA they were reporting on...fyi.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 1 of 5
4 REPLIES
Moderator Emeritus

Re: Sent NCO Financial a DV...

I'd expect a deletion off EQ and TU soon too (assuming it reported and not off yet).

 

They probably sold the debt or passed it back to the OC. I'd either wait it out or pay off the OC if they get the debt back.

Message 2 of 5
Regular Contributor

Re: Sent NCO Financial a DV...


injustifiiable wrote:

They received it on 4/6 and it looks like, as of today, they deleted the TL from my Experian report!

 

What should I expect next????

 

EDITED TO ADD: Experian was the only CRA they were reporting on...fyi.


Congratulations!!  I sent them one on 4/9 but haven't heard from them yet.  I hope I am as successful as you.  

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 5/31/2014 FICO 671 EQ 7/5/14 FICO 667 EX 5/31/2014 658 FICO
Goal Scores 700 across the board
Message 3 of 5
Frequent Contributor

Re: Sent NCO Financial a DV...

I sent them one a few weeks ago and nada. They are not reporting though and the OC still holds the debt. I contacted the OC who verified they are servicing the debt. It's supposed to age off in 7 months anyways...but obviously the recent activity to improve our credit has caused people to come out of the woodwork.

2/24 (Lender Pull) EQ 613, TU 553, EX 589
April EQ 633, My Fico TU 638, EX ??
Current EQ 643, TU 652, EX 633 (lender pull 5/11)
Goal (we made it!!)- Over 640 middle by 5/15
Message 4 of 5
Community Leader
Epic Contributor

Re: Sent NCO Financial a DV...

The debt is not dead, so a new debt collector could become involved and report, starting the process anew.

Message 5 of 5