OK-I understand that the PFD was wrong. BUT IM asking since they have ALREADY verified the debt, can someone point me to a PFD that is correct to use???? I do understand PFD and DV are DIFFERENT
OOOOOOps, just clicked. RobertEG thank you. I was looking for wording like that. I will use your example:
"This is an offer for payment of debt asserted by you in exchange for terms set forth below relating to deltion of itmes from my credit file. This is not a request for debt validation under FDCPA 809(b), or a dispute under FCRA 611(a) or 623(a)(8) of items reported by you to the credit reporing agencies."
