Reply
Established Contributor
Posts: 569
Registered: ‎11-10-2012
0

Sent a letter to CRA to remove dispute comment. Here is the update...

BERKS CREDIT & COLL 

Placed for collection: 09/02/2010

Responsibility: Individual Account

Account Type: Open Account

Loan Type: COLLECTION AGENCY/ATTORNEY
Balance: $175

Date Updated: 07/15/2013

Last Payment Made: 03/31/2010

Original Amount: $175 (supposed to be $109)

Original Creditor: MEDICAL-PEDIATRIC ORTHOPEDIC SCOLIOSIS (Medical/Health Care)

Past Due: >$175<
Pay Status: >In Collection<

Date Closed: 07/15/2013 (closed?)
Remarks: DISP INVG COMP-CONSUM DISAGRS; >PLACED FOR COLLECTION<

Estimated month and year that this item will be removed: 01/2017

 

 

Here's the account from 7/4/13:

 

BERKS CREDIT & COLL


Placed for collection: 09/02/2010

Responsibility: Individual Account

Account Type: Open Account

Loan Type: COLLECTION AGENCY/ATTORNEY
Balance: $109

Date Updated: 05/26/2013

Last Payment Made: 03/31/2010

Original Amount: $175

Original Creditor: MEDICAL-MEDICAL PAYMENT DATA (Medical/Health Care)

Past Due: >$109<
Pay Status: >In Collection<
Remarks: ACCT INFO DISPUTED BY CONSUMR; >PLACED FOR COLLECTION<

Estimated month and year that this item will be removed: 02/2017

 

 

 

What's up with that? Closed? No deletion of remark?

 

Here's my letter:

 

At this time, I am no longer disputing the collection account listed on my report with Berks Credit & Collections, Account #blah blah blah, $175. Please remove the dispute comment as soon as possible

 

What do I do now?

 

 


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (11/7/14): TU 664 | EX 605 (no update) | EQ 661
Goals: Removing a $30 30-day late mark on my CR in November 2014 because I was too nice to a friend. Last app 7/16/14 (auto loan)
*** Homeowner 9/27/13*** All but 2 CCs are in the sock drawer!***
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.