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Established Contributor
Ravensfan2001
Posts: 566
Registered: ‎11-10-2012
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Sent a letter to CRA to remove dispute comment. Here is the update...

BERKS CREDIT & COLL 

Placed for collection: 09/02/2010

Responsibility: Individual Account

Account Type: Open Account

Loan Type: COLLECTION AGENCY/ATTORNEY
Balance: $175

Date Updated: 07/15/2013

Last Payment Made: 03/31/2010

Original Amount: $175 (supposed to be $109)

Original Creditor: MEDICAL-PEDIATRIC ORTHOPEDIC SCOLIOSIS (Medical/Health Care)

Past Due: >$175<
Pay Status: >In Collection<

Date Closed: 07/15/2013 (closed?)
Remarks: DISP INVG COMP-CONSUM DISAGRS; >PLACED FOR COLLECTION<

Estimated month and year that this item will be removed: 01/2017

 

 

Here's the account from 7/4/13:

 

BERKS CREDIT & COLL


Placed for collection: 09/02/2010

Responsibility: Individual Account

Account Type: Open Account

Loan Type: COLLECTION AGENCY/ATTORNEY
Balance: $109

Date Updated: 05/26/2013

Last Payment Made: 03/31/2010

Original Amount: $175

Original Creditor: MEDICAL-MEDICAL PAYMENT DATA (Medical/Health Care)

Past Due: >$109<
Pay Status: >In Collection<
Remarks: ACCT INFO DISPUTED BY CONSUMR; >PLACED FOR COLLECTION<

Estimated month and year that this item will be removed: 02/2017

 

 

 

What's up with that? Closed? No deletion of remark?

 

Here's my letter:

 

At this time, I am no longer disputing the collection account listed on my report with Berks Credit & Collections, Account #blah blah blah, $175. Please remove the dispute comment as soon as possible

 

What do I do now?

 

 


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (11/7/14): TU 664 | EX 605 (no update) | EQ 661
Goals: 680 across the board by 3/2015. Last app 7/16/14 (auto loan)
*** Homeowner 9/27/13*** All but 2 CCs are in the sock drawer!***

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