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Sent my first goodwill letter! *Nervous*

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Anonymous
Not applicable

Sent my first goodwill letter! *Nervous*

Well, I just mailed my very first goodwill letter! I am SO nervous and I don't know why! I only have 2 baddies on my CR - both are charge offs. One of my baddies is due to fall off soon (it's Cap1 so i'm not going to even attempt a goodwill) and my other is with First Bank. (*Not First Premier Bank). I mailed a goodwill letter to the CEO as well as to Customer Relations. Fingers crossed for positive results! I'll keep everyone updated with the response! (Positive vibes sent my way are welcome! Smiley Happy )

Message 1 of 6
5 REPLIES 5
gdale6
Moderator Emeritus

Re: Sent my first goodwill letter! *Nervous*

Good luck Smiley Happy

Message 2 of 6
Anonymous
Not applicable

Re: Sent my first goodwill letter! *Nervous*

Agreed, good luck!! *fingers crossed*

Message 3 of 6
dragonfly66
Frequent Contributor

Re: Sent my first goodwill letter! *Nervous*

Good luck.  I'm getting ready to do the same thing with Bryant State Bank.

Current - FICO 3/2019: EX(753); EQ(763); TU(749)
Beginning - FICO 7/2014: EX(630); EQ(608); TU(581)
Credit: Wells Fargo Home Projects Charge Card ($7,800); Wells Fargo Home Rebate Visa ($4,000); Capital One Quicksilver ($10,000); Capital One Venture ($6,000); Discover it ($7,900); Macy's ($20,000); BrandsMart ($4,000); Banana Republic ($1,200); Lowes ($12,000); Amex Everyday ($30,000); Macy's Amex ($15,000); Amex Platinum (NPSL); Citi Diamond Preferred ($9,000); Chase Freedom ($9,000); Wells Fargo Outdoor Solutions ($10,000); SunTrust HELOC ($25,000)
Message 4 of 6
EW800
Valued Contributor

Re: Sent my first goodwill letter! *Nervous*

Best wishes!  Please be sure to let us know how they respond!  

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 5 of 6
Anonymous
Not applicable

Re: Sent my first goodwill letter! *Nervous*

Yes please update us! Good luck! Smiley Happy

Message 6 of 6
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