I settled an old Capital One charge off back in 8/11 (so that I could buy a home). According to my fico report, DOLA is Jan 2006.
Is there anything I should be proactively doing to get this TL off my report, or will it automatically disappear in January?
Any info or advice is appreciated!
If the DOLA is in Jan. 06 then the DOFD could actually be before that. Remember it's 7 years + 180 days from the DOFD. So there could be an extra 6 months on the end.
I just pulled my free credit reports and noticed that on the two that list it, the estimated date of removal is Nov 2012. Great surprise! Hopefully, this happens at the beginning of the month.
Well, it has about a week's life left on the CRTP. Congrats!
Does anyone have any guesses as to a score jump? This is one of 2 negative tradelines. My other is 2 30-day lates on a car payment in 2007 (which honda refuses to delete).
I'm currently at 700 and am wondering if this will be enough to get to 720