Settled w/ Discover and DSNB (Macy's)

[js0319]

Last week, I settled on a Discover CO hat I have had for over 5 years. I owed a little over $2,400, and settled for almost $1k. My wife also had a CO with DSNB (Macy's) where she owed around $600, and we settled for about $250. My question is, since at some point we would like to re-establish our relationships with these companies, do you think Discover and Macy's would give us a shot again since we settled? At this point, doing PIF for all of our CO's and collections for CC's would be too costly, but we're still trying to take care of our debts.

[mnosal9]

Yes they will, give it a couple months. I had a bad relationship with capital one, JCP, Macys, back in 2007. No i hold cards for all 3. I settled them back in Oct 2012. I applied in march and got approved immediately. So as time goes they are more willing to forgive. I settled for 50% on all accounts.

[js0319]

Do you recall what your scores were when you applied in March?

[lesse]

I was denied by macys because i settled back in 09