10-28-2012 07:43 AM
Hopefully it won't go down, maybe go up a bit. Funny how these work sometimes. You'd have to have that paid off for your mortgage anyway. Now you need to GW that paid account!
10-29-2012 03:46 AM
The CO is being factored into you utilization and killing your score. While it will help you score, like others have said, there will be a black mark.