Settlement- PFD?

[Anonymous]

A student loan of 95k was settled for 50k , would this be something I could ask for PFD or is this out of the question and also since the agreement has been made in writing but I have not paid the collection law firm yet?

[RonM21]

It sounds like you are asking if you can pay the rest of the balance for deletion?

[RobertEG]

Until you actually send payment, you are still in the negotiation phase of reaching a contract.

If they have already agreed to a settlement and you now change the terms, they could take their offer off the table.

I would make sure you are willing to accept that risk before placing new terms on your offer, such as credit report deletion.