Settling Debt by Electronic Check....I need advice ASAP

[Hersheykiss]

The CA would like me to settle this debt by check by phone today.  Is this safe to do?  They emailed me a letter stating that they are settling for the agreed upon amount, but I am a little nervous about this.  Is this safe to do with a collection agency/attorney or should I insist on sending them a cashier's check?

[guiness56]

I would not use my check to pay a CA.  Send them a money order or cashiers check.

You do not want them to have your banking information.

[Hersheykiss]

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@guiness56 wrote:

I would not use my check to pay a CA.  Send them a money order or cashiers check.

You do not want them to have your banking information.

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I was unsure after reading older posts about this.  This is for a judgment that has a lien on our home.  Would you trust them then or stick with refusing to pay by phone?  I have no problem with your suggestion.  I'm just nervous that they will refuse the deal.  It supposedly is only good through today.  I have no problem with sending them a copy of the cashier's check...maybe I should offer them that option?   

[guiness56]

Do they know you have a bank account?

I can understand wanting it taken care of ASAP.   Just to be safe ask them if they are willing to accept a money order or cashiers check instead of check by phone.  I don't like doing those even when it isn't a CA taking the information.

Are they any where nearby?

If they say no and will only accept a check by phone then you may have to do it to get that lien released.