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Just recently opened an account with Andrews FCU. I thought it would be a good idea to acquire their secured card and loan to help repair my credit, boost my fico scores and put me in their "good graces" later when Im ready to apply through them for a auto loan. I received an alert from score watch this evening telling that the secured loan is now reporting on my EQ report. As I read through the alert, I noticed that the loan is being reported as secured, not unsecured like the credit card! I was unaware it would report that way. How much does this hurt my scores? Does it help any? Please Help, if it hurts my scores, I need to close it out asap!! Thanks...
Wow, I'm wondering if I just keep the secured loan account (only 12 months), paying on time, how mucn it would help me to have a strong relationship with the credit union after my payments are complete so I can try a autoloan?