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Shogun or Robert....here's a strange one

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fishbjc
Senior Contributor

Shogun or Robert....here's a strange one

DH is AU on my SEARS (which they closed due to non usage).

Opened 1979

One Late 3 years ago

Account is showing as CLOSED BY GRANTOR

yet it's reporting as positive every month....and it was closed like two years ago!

 

I'll leave it alone, but it's just strange.  It's his oldest account.

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Shogun
Moderator Emeritus

Re: Shogun or Robert....here's a strange one

That late is over 2 years old which means it's not affecting the score anymore.  It will stay on adding to AAoA for 10 years from the date it was closed.  I agree with you, just let it sit there.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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