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Senior Contributor
Posts: 3,482
Registered: ‎11-30-2007

Shogun or's a strange one

DH is AU on my SEARS (which they closed due to non usage).

Opened 1979

One Late 3 years ago

Account is showing as CLOSED BY GRANTOR

yet it's reporting as positive every month....and it was closed like two years ago!


I'll leave it alone, but it's just strange.  It's his oldest account.

Posts: 13,897
Registered: ‎04-15-2011

Re: Shogun or's a strange one

That late is over 2 years old which means it's not affecting the score anymore.  It will stay on adding to AAoA for 10 years from the date it was closed.  I agree with you, just let it sit there.

Starting Score: 504
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EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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