Credit Cards Center Credit cards from our partners
Posts: 91
Registered: ‎04-24-2012

Should I DV - Risk of Limbo?

I am new here and I have just recently pulled my credit report and found quite a few disturbing things, but this thread is only about 1 of them. Smiley Happy


Green Mountain Energy says that I owe them a balance from 2009 but they are unable to give me any information about what that balance is for because they turned the account over to a CA in 2009 as well. The CA states that they do not have access to the invoices and are unable to tell me what the charges are for either. The only thing that the CA can tell me is that the last meter read was on 3/3/2009 and I know that I vacated and canceled the account as of 1/20/2009. It seems that neither the OC nor the CA have statements that would validate the debt, or at least that is what has been communicated to me over the phone.


I am hesitant to DV because it seems that if I do then they have no time period limit for their response and I would not be able to purse having the item deleted through the CRA. Is this correct?

Current Score: EQ Fico 651 (5/22/2012)
Goal Score: 720

Take the FICO Fitness Challenge
My Credit Rebuild Project Log

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.