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Should I Pay This??

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Cyeron
Established Member

Should I Pay This??

Utility Company  
Balance$569.00  
Date Opened9/1/2006  
         
  Account StatusClosed  
  Mo. Payment   
 Close Account DetailsPast Due   
  Payment StatusCharge-off  
  High Balance   
  Limit   
  TermsUnknown  
  CommentsCredit line closed-consumer request-reported by subscriber  
 24-Month Payment History 
  
2005  2006           2007        
OctNovDecJanFebMarAprMayJunJulAugSepOctNovDecJanFebMarAprMayJunJulAugSep
                       KD
                        
                        
 
Current Score
TU=580
EQ=560
STARTING SCORE
High 400's
Message 1 of 5
4 REPLIES 4
Cyeron
Established Member

Re: Should I Pay This??

NSTAR GAS

Balance    $569

 

Opened 9/06

Charged off 6/07

 

Utility Bill  Not sure if i should just just let it fall off. I live in MA.

 

Thanks

Cyeron

 

 

 

Current Score
TU=580
EQ=560
STARTING SCORE
High 400's
Message 2 of 5
pizzadude
Credit Mentor

Re: Should I Pay This??

 

Is the debt yours ?   If so then I'd pay it, try and negotiate a PFD.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 5
Cyeron
Established Member

Re: Should I Pay This??

It is mine. But they dont negotiate PFD in mass. They want you to pay the entire amount.

Current Score
TU=580
EQ=560
STARTING SCORE
High 400's
Message 4 of 5
FrugalRican
Blogger

Re: Should I Pay This??

You CAN negotiate a PFD while paying the full amount.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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Message 5 of 5
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