We just got our first response from 3 rounds of PFD letters. I was so excited - but then I read it closer and now I am scared they are trying to put one over on me. It is worded as follows:
To Whom It May Concern:
In the spirit of compromise, our office has agreed that if the account is paid in full for $361.76 in certified funds we will delete this from the credit file. We can only guarantee that we will send it off to be deleted within 10 colander [LOL - that's what it says] days. We can not guarantee that the credit bureaus will have this deleted from you record within 10 days. If you have any questions please feel free to contact Ms. Jones at XXX-XXX-XXXX ext 202.
Sincerely,
Ms. Jones
It is on their letterhead, but the only thing that concerns me is that there is no first name for "Ms. Jones" and her signature is completely illegible.
Am I overthinking this or am I right to be concerned?
Thanks for your input!