Should I add Credit One to my cc collection?

[bmblbg]

I got that card a while back- just like someone else mentioned, I did no research prior to accepting.  Honestly, I was SO excited to receive a pre-approved offer in the mail- that hadn't happened to me in YEARS! And it was UNSECURED- woo-hoo!!! I never thought I'd see one of those again!  LOL

Well, fast forward about 3 months and a large purchase I made put me ONE PENNY over the limit.  They started calling within the hour, and they actually called me every 15 minutes for a week.  I went online and PIF about 4 hours after I made the purchase (the only reason I'd even used the card was because I'd forgotten my debit card at home!) but since they hold the payment for X amount of days- and I wasn't about to pay $10 for the express payment option- I continued to receive constant phone calls. 

That was my ONLY real dealing with them- but it was enough to scare me away.  I called to cancel- oh, they tried to entice me with a big fat CLI.  I said, not worth it, cancel please, and the CLI offer got a little bigger.  Hmm...tempting, but NO THANKS! 

Biased, maybe, but there's my opinion on that CreditOne CC!

[ForMyBiz]

+1 for don't do it 

I regret opening this one actually.  They love to charge fees, like monthly maintenance, annual fee and even a processing fee to pay your bill.  They're ok if you can't get anything else I suppose, but I recommend staying away since you already have some unsecured cards.

[SunriseEarth]

I'm closing mine as soon as I pay it off.  I have an AF charged monthly and I've had to pay for limit increases.  Funds aren't available immediately after payments post.  I would say if you don't need them, don't use them.  If you're looking to add new TL, I'd consider going for a store card.  GE has been good to me so far.