Hey folks,
I am pretty new to this forum and trying to figure out what's best for me to rebuild my credit.
My current Fico Scores are below.
I have %100 credit available in all my credit cards. I don't use them.
Here are alll baddies on my reports.
1. First Premier Charge Off - Balance $1140
2. Synchrony Amazon Charge Off - Balance $0 PIF
3. Synchrony JC Penny Charge Off - Balance $0 PIF
4. Porfolio Recoery Collection - Balance $802
5. BOA 30 day late from March 2014.
6. 3 inquiries on TU, 3 inquiries on EQ, 2 inquiries on EX. All of them in the last 3 months.
I already sent a few GW Letters to the Paid Off Charge Offs and a dispute to the First Premier due to inaccuracy.
What should I do? I read some stuff regarding to opening an installment such as Alliant. Will I get approved?
Should I apply for some store cards to raise my available credit? Any good approval odds?
Thanks everyone..
