You should be able to still qualify for a FHA insured loan. (not sure on FNMA, if I'm correct you may still be able to qualify for that as well.) I don't deal too much in the mortgaging part of real estate so my stats are kinda rusty.
If you really want to know, PM me and I'll be glad to look it up in my books for ya!
Also, keep in mind, that any down payment is better than no down payment, especially with low scores.
As far as cli's go, I would search for people getting clis with those banks. I don't have any experience with the one's you listed, but the majority of the time, it is 3 months before you will get a cli. (However, some cards are 6- Hooters, Chase, Citi for example)
Message Edited by AlishaR on
07-09-2008 06:25 PM