@proudnavymom wrote:Back in 2011 when I had just started rebuilding, I got a Capital One secured credit card. I put a $1000 deposit. Since then I have gotten a NFCU credit card with $8000 limit, a Capital One Platinum (unsecured) with $1000 limit; Citbank credit card with $1000 limit and a JC Penney with $800 limit. Should I close the secured credit card? I should also mention I am in the middle of a mortgage application, but not sure if it's going to go through. They are giving me grief about my self-employment even though I have teacher retirement, a part time job with a school district (but only have one year there so they say they can't count it) and am working as an independent contractor with another school district (that is the self-employment). I know I should not get any new credit, but not sure about closing credit cards. Any advice would be appreciated!
Do nothing while in process for a mortgage. You dont want to mess with anything till you close, if its no go then if you can afford the loss of available credit for utilization purposes, go ahead and close it. Good luck 
