I've got a repo with Wells Fargo and the account is paid off... I've tried disputing via the credit bureaus because the accounts look like duplicates, but they told me since they transferred the account from Wells Fargo to WFDS (same company) but different departments... That the reporting is still correct.
I explained they also did 2 hard inquiry pulls and had one of their contracting companies do a hard pull so that company alone in a matter of a few months hit my credit score hard with 3 pulls. I sent them over copies of the hard and soft pulls so hopefully I will at least get those deleted.
I've written GW letters and even filed a complaint with BBB.
Should I continue to send GW letters to office of the president email? they are the ones that are handling my BBB complaint.
I'm trying to get some baddie tradelines deleted.. or the entire thing deleted.
Starting Score: Experian 514 Equifax 510 TransUnion 510