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Hello all. I told this fantastic story about how my final. 5 year old collection will be removed. However as of today. It has been deleted from Equifax. And experian. Not yet from transunion.
I noticed it only says updated may 25th. Even after the collection agency sent them notification that it should be deleted in their letter to me. The ca. Said I should allow 6-8 weeks for this to update on my credit report. But why did eq. And ex delete already and not tu? Should I dispute it now.? I do have letter from ca instructing them to delete. And what should I say. It was not a pay for delete. This is because Brighthouse cable told me they would delete a year ago if I signed up. Instead they marked paid in full. Even though I did not pay anything. I complained. So they decided to delete. Need help please. As what should be my next step. Wait to see or just dispute. My experian got 28 point boost. 670- 698. No update on eq. It's 663 right now. And the collection is still on transunion. Which tu score. 687. Want a boost.
Never mind every one. i was able to go to walmart site to see if anything changed with my transunion and looks like i got a 29 point boost. from 687 to 716. so they did take it off. i just was not sure what to do. thanks. here is my walmart screenshot.
@taxi818 wrote:Never mind every one. i was able to go to walmart site to see if anything changed with my transunion and looks like i got a 29 point boost. from 687 to 716. so they did take it off. i just was not sure what to do. thanks. here is my walmart screenshot.
congrats!
Fantastic! That must feel really good!
Thanks everyone. i was able to go thru backdoors to get my new fico scores as my fico 3b monitoring is so slow to update. i did update the Eq at myfico.
which is up. from 663 to 706 as well.