Credit Card Center Advertiser Disclosure

Reply
Established Contributor
Posts: 543
Registered: ‎08-09-2009
0 Kudos

Should I dispute or wait?

I paid off some collections to the tune of 1950.00. The collection agency told me that per there charter, they will not PFD, but they would update the collections as PAID, I believe that they did update these per our agreement, they did warn me that it could take some time to update on my CR, but how long will it take, we are at 30 days. Do I dispute or keep waiting? What other options do I have?


Starting Score: 460
Current Score: EQ 761, TU 761, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 5,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
0 Kudos

Re: Should I dispute or wait?

You keep waiting.  It can take up to 90 days and if you dispute it can cause it to be longer.

Established Contributor
Posts: 543
Registered: ‎08-09-2009
0 Kudos

Re: Should I dispute or wait?

Will do!


Starting Score: 460
Current Score: EQ 761, TU 761, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 5,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.