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Should I dispute?

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JGWantsAHouse
Regular Contributor

Should I dispute?

I getting really anxious to purchase a home and I can't wait to see if I'll have a increase in my credit score...

 

I have a collection that was added to my credit report 08/2010, I paid the OC and then DV the CA. They in turn sent a letter stating that they have submitted to the credit bureaus that this information be deleted.  It says that this process can take 60-90 days.  I really want it to update sooner!!  Can I just dispute it rush the update of my credit report???

Closed on my first home April 2012

Starting Score: 559 11/2010
Current Score: 600 Equifax, 681 Transunion, 663 Experian(Lender)
Goal Score: 660+


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Message 1 of 3
2 REPLIES 2
laz98
Senior Contributor

Re: Should I dispute?

i would just be patient.  opening a dispute might cause it to take even longer to update.  i wouldn't risk it myself!

Message 2 of 3
JGWantsAHouse
Regular Contributor

Re: Should I dispute?

Thanks.  Its so tempting just to click a few little buttons and see what happens.  I will wait.Smiley Wink

Closed on my first home April 2012

Starting Score: 559 11/2010
Current Score: 600 Equifax, 681 Transunion, 663 Experian(Lender)
Goal Score: 660+


Take the FICO Fitness Challenge
Message 3 of 3
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