Should I even bother with a GW?

[Sky89]

Hello I was wanting to get some opinions from you guys! Hubby has a 30 day late from feb 2009 on an old car loan that was paid off in 2009 a few months after that one 30 day late had occured. Also he has one 30 day late from april of 2010 on a CC with cap one. Are either of these worth sending GWs to? the 30 day late  car loan is with a tiny local bank not a big bank if that makes any difference. How many years does a 30 day late really affect your fico? Thanks in advance for any info

[guiness56]

Single 30 day late only impact your score for about 2 years.  It would still be good to show a clean history if you could get them deleted.

[Sky89]

Thanks for the reply  

[cqdealer711]

GW always worth a shot, worst they can say is no.  

[Sky89]

True!