10-08-2012 12:41 PM
I got Sallie Mae to remove my recent 90 day late from July 2011 and didnt gain a point. I still have a late on my account from Nov 2007 for 90 days. Can I expect to see a score bump when this 90 day late makes the 5 year mark in November? I also have a 30 day late on another Sallie Mae account that will make 2 years old this December. I'm also hoping for a little bump on that one when it makes 2 years old.
I'm going to leave these late alone as SM has worked with me on getting the recent off my CR's. That leaves me with paid CO for Verizon wireless from July 2009 for $109 and my Cap1 mess. Verizon completely ignored my last round of GW letters. Time to send them another one. Cap1 removed 1x60 day late and score actually went down a couple points.
10-10-2012 04:40 PM
10-10-2012 05:17 PM
Actually I'm not sure but could be a possibility. Let us know if it happens.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO