Should I file a complaint with the BBB?

[cwwatts1202]

I pulled my CR recently and found a medical bill added to my CR it was added August of 2011, I know I have not been to the ER in years do I called the CA to ask when this bill was from they said January 2006. I don't remember going to the ER then? But it was years ago, Ive never received a bill, or dunning notice. I pull my CR every year, multiple times a year and this medical bill has never been on there, till august 2011, which is also the date on my CR. should I file a complaint? The CA is national recovery agency or something like that. I should've gotten a funning notice on July, and didn't. And the CA had my correct address on file when I called. Not only did it take 6 yrs to show up, I never received anything in the mail about it!

[cwwatts1202]

Please excuse my auto corrects...geez.

[Familywantsahouse]

I'd do both sending a DV and file a complaint. I'd also mention in the DV you were NEVER notified on this debt pursuant to the FCRA before they reported it to the credit bureaus...that alone might make them delete it.

[How2increase]

I agree, I would do both. Send a DV and complain to the BBB. Urghhhh CA!!! good luck with this. I hope once you send that DV it scares them away and they go POOF buh bye!

[cwwatts1202]

Thanks! Should I let the CA know I've filed a complaint with the BBB?