Should I get more CC

[Anonymous]

U have 3 CC that I got all last year starting in June to august. I have not app since then. I have only 3 inquiries on EQ and 2 inquiries on TU and EX. They will all fall off by august of 2018. MyFICO scores are
TU-670
EQ-653
EX-663
My credit report
3 CC all in good standing never late
1 charge off paid in full- falls off in 2019
That's all I have currently is it time to start getting more credit or just let it sit longer and let it age more

capital one -$28----750

discover-$0----200

capital one-$0---600

[enjoimorenow]

How long have your current accounts been open?  You could try to ask for CLIs on those accounts since you already have history with them and probably won't have to use a hard pull.

[Anonymous]

Capital one unsecured open 5/16 SL 500 now 750
Discover open 7/16 secured
Capital one platinum open 8/16 SL 500 now 600(should be getting a cli after 6th statement)

[wa3more]

why would you need more credit cards ?? Generally speaking, at some point, having credit cards gets people in trouble.

stick with what you have.

[Anonymous]

I don't need more cards just figure will adding more benefit me more in long run?

[stargazer25]

I would wait on the credit cards and would focus on getting a installment loan. You can get an installment loan through a CU. Say you take one out for $1k, put 500 back to pay it down and then pay off the rest of it off with time. If you can't qualify for an unsecured installment loan, do a secured installment loan. With this you will have a better credit mix (ideal 3 credit cards, 1 installment) and paying half of it back up front makes it so your balance is not high compared to the original loan balance. 

[wa3more]

no additional benefit. You keep making timely payments, bad stuff falls off, your scores will go up on their own.

Not sure how old you are but in couple years of doing this and they raise your limits you should be good to get other credit like mortgage. Don;t just borrow for sake of borrowing. Mix is important too so when you add a mortgage this will help score as well.