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Should I keep asking EQ for early BK removal? UPDATE

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Anonymous
Not applicable

Should I keep asking EQ for early BK removal? UPDATE

My dismissed BK is due to fall off in September 2015. EX and TU have already removed it. I have tried twice with EQ and each time they said no. Should I keep trying? Does it do any good to keep trying? I need it off now because twice I have been turned down for credit with the BK cited as the sole reason.

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Should I keep asking EQ for early BK removal?

I would definitely try again once June gets here. Maybe even try once we get into May, but June you should have a good chance of success.

Message 2 of 12
Anonymous
Not applicable

Re: Should I keep asking EQ for early BK removal?


@Anonymous wrote:

I would definitely try again once June gets here. Maybe even try once we get into May, but June you should have a good chance of success.


That sounds good. I'll try in May and if it's a no go, I'll try every month!

Message 3 of 12
gdale6
Moderator Emeritus

Re: Should I keep asking EQ for early BK removal?

Typically with EQ its 2-3 months in advance that they would be willing to grant the exclusion.

Message 4 of 12
Anonymous
Not applicable

Re: Should I keep asking EQ for early BK removal?


@gdale6 wrote:

Typically with EQ its 2-3 months in advance that they would be willing to grant the exclusion.


That would be June. I guess it wouldn't hurt to try in May? 

Message 5 of 12
MarineVietVet
Moderator Emeritus

Re: Should I keep asking EQ for early BK removal?


@Anonymous wrote:

@gdale6 wrote:

Typically with EQ its 2-3 months in advance that they would be willing to grant the exclusion.


That would be June. I guess it wouldn't hurt to try in May? 


You might as well. All they can do is say no.

Message 6 of 12
ms_cora
New Contributor

Re: Should I keep asking EQ for early BK removal?

Eq policy is to report dismissed bk's for 10 years


10/20/2015
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Message 7 of 12
Anonymous
Not applicable

Re: Should I keep asking EQ for early BK removal?


@MarineVietVet wrote:

@Anonymous wrote:

@gdale6 wrote:

Typically with EQ its 2-3 months in advance that they would be willing to grant the exclusion.


That would be June. I guess it wouldn't hurt to try in May? 


You might as well. All they can do is say no.


Ok it's now May and I tried. It was a no-go. However the rep kept trying to get me to sign up for all sorts of monitoring services. Each time I said no he would put me on hold and come back with another offer. I started to ask if I purchased the service would he remove the BK! LOL.

Message 8 of 12
gdale6
Moderator Emeritus

Re: Should I keep asking EQ for early BK removal?


@Anonymous wrote:

@MarineVietVet wrote:

@Anonymous wrote:

@gdale6 wrote:

Typically with EQ its 2-3 months in advance that they would be willing to grant the exclusion.


That would be June. I guess it wouldn't hurt to try in May? 


You might as well. All they can do is say no.


Ok it's now May and I tried. It was a no-go. However the rep kept trying to get me to sign up for all sorts of monitoring services. Each time I said no he would put me on hold and come back with another offer. I started to ask if I purchased the service would he remove the BK! LOL.


Call back and get a supervisor

Message 9 of 12
Anonymous
Not applicable

Re: Should I keep asking EQ for early BK removal?

Definitely ask for a supervisor!

Message 10 of 12
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