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Should I keep rejecting capital one cli offers

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Anonymous
Not applicable

Should I keep rejecting capital one cli offers

I request a cli

I get approved for a $250 increase

I always reject it... its been months same offer

I only have a $600 cl now.. The lowest card by far

I just did a BOA hp and they gave me a extra 6k, discover approves me every month sp, chase auto cli me, amex did not 3x me but they did 2x me

 

If I take this $250 would I be worse or better off for future increases?

Message 1 of 5
4 REPLIES 4
tussking
Established Contributor

Re: Should I keep rejecting capital one cli offers

Lets put this in perspective !

 

They are offering you a 41.66% INCREASE on your CL.

 

But you think you deserve more ?

 

There was a reason they started you @ $600.

 

Take it NOW ! Use the card everyday - PIF every month 3 days before your due date.

 

In 6 months from now you may just get offered a bigger CLI.

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 2 of 5
Anonymous
Not applicable

Re: Should I keep rejecting capital one cli offers

I'd take it. If you other cards continue to leave them, you will use them more anyway
Message 3 of 5
Anonymous
Not applicable

Re: Should I keep rejecting capital one cli offers

If you're keeping the card open despite the low limit, why not take the increase? It's a big increase for the card's current size.

Message 4 of 5
Anonymous
Not applicable

Re: Should I keep rejecting capital one cli offers

im in the same situation    im currently being given a $400 increase but i keep on declining it hoping they would give me more if i let my CR report a higher score.  

Message 5 of 5
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