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I request a cli
I get approved for a $250 increase
I always reject it... its been months same offer
I only have a $600 cl now.. The lowest card by far
I just did a BOA hp and they gave me a extra 6k, discover approves me every month sp, chase auto cli me, amex did not 3x me but they did 2x me
If I take this $250 would I be worse or better off for future increases?
Lets put this in perspective !
They are offering you a 41.66% INCREASE on your CL.
But you think you deserve more ?
There was a reason they started you @ $600.
Take it NOW ! Use the card everyday - PIF every month 3 days before your due date.
In 6 months from now you may just get offered a bigger CLI.
If you're keeping the card open despite the low limit, why not take the increase? It's a big increase for the card's current size.
im in the same situation im currently being given a $400 increase but i keep on declining it hoping they would give me more if i let my CR report a higher score.