@Anonymous wrote:
I initially opened a Fingerhut Freshstart account in January for $230 because they were the only one who would grant me credit at the time, my scores were raised enough by their reporting that I was able to obtain an NFCU joint account of $10,000, an Amazon store card of $800, a Children's Place card of $150, Discover secured for $500, Loft of $250 plus an auto loan through Wells Fargo for $19,543 with a 7.9% interest rate. If I pay off Fingerhut and they don't graduate me I will still be ok right?
Yes you would be ok. If it has no AF then I dont recommend that you actively close it, let them close it for non use at a later date.
@Anonymous wrote:
Since it's Freshstart I understand that they will close it, rather than graduate it, if I don't make payments for 6 months. There is no AF. I also forgot to add that I was approved for an Overstock Mastercard from FNBO for $1,000.
Oh ok, I have never had that type of a rebuilding account. You are pretty well covered if you were to pay it off ahead of time and it is closed.
Thank you! I'm new to this and am on a good path score wise and didn't want a set back because I didn't want to bother with $6.00 payments for the next 4 months 
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