I'm torn with this. From a moral standpoint, if you owe the money, it should be paid...just because you're not being penalized is not a reason not to pay in my opinion. BUT, I think that paying can sometimes cause activity that can cause trouble for you...and we don't want that. It's possible if they delete from your report, they delete it from their system too. I do think that if the SOL is not up, they can still sell the account, and that new CA can report you. Maybe a mod or vet can chime in?
Starting Score: TU:676;EQ:648 8/2011
I think your thought process is good.
My concern is if it is disputed and found to be legit, then even though it is removed, it could always show up again at some other time if it's not paid. On another note, not directed specifically at you, but when we don't pay our bills, the consumer loses...not big business. That's why it's gets harder to enjoy these services and have privileges when we think we can superficially decide nit to pay because we got our desired results. I've been in some shady credit issues, most of which were my fault. But I truly believe the ease is getting out of them was to personally take responsibility for what I did wrong and pay the bill....karma is you know what!
Good luck!
My concern is if it is disputed and found to be legit, then even though it is removed, it could always show up again at some other time if it's not paid. On another note, not directed specifically at you, but when we don't pay our bills, the consumer loses...not big business. That's why it's gets harder to enjoy these services and have privileges when we think we can superficially decide nit to pay because we got our desired results. I've been in some shady credit issues, most of which were my fault. But I truly believe the ease is getting out of them was to personally take responsibility for what I did wrong and pay the bill....karma is you know what!
Good luck!