I called a creditor and set up a pay for delete. They sent me a letter stating that when payment is recieved and clears, they will request for delete at Experian and it is my responsibilty to clear it up if shows up at any other credit reporting agency. Now, I have pulled my credit report from Trans Union, Equifax and Experian and it is only currently being reported to Experian. Is it possible that once I pay, they will try and stick it to me and report to the other two? Does them deleting it at one agency legally make the debt invalid and the other agencies will delete if I supply proof of the letter and payment? Help is appreciated.
